At Lumico we are out to solve two big problems - that people don't have enough life and supplemental health insurance and that they find purchasing these products confusing - but with Lumico, it doesn’t have to be.
Everything we do is designed to create a great experience for our customers. The result? More families have peace of mind after they receive coverage from us. We offer simple, clear insurance and with an easier process.
Years experience insuring families
Families protected with Lumico coverage
Customer average star rating
My wife and I bought Final Expense insurance. Our overall impression with Lumico has been...
Read MoreMy wife and I bought Final Expense insurance. Our overall impression with Lumico has been very good. Lumico's prices versus other companies was slightly better. Sign-up, explanation of the policy, terms and everything else was managed very well. Access and communication online to-date has been flawless.
Read LessAllen, Lumico policyholder
I would like to thank your customer service team for their professionalism and caring...
Read MoreI would like to thank your customer service team for their professionalism and caring nature. I lost my husband almost a year ago, he had taken out a policy to provide for me should anything ever happen. My husband was diagnosed with cancer and passed. Your customer service team was excellent in providing me with information I requested, they were always polite, showed compassion which meant so much during this time. It's very hard to find a company with this kind of compassion.
Read LessJoyce, Lumico beneficiary
I had a very good experience getting my life insurance through Lumico. The person I spoke...
Read MoreI had a very good experience getting my life insurance through Lumico. The person I spoke to was very knowledgeable and polite on the phone. They explained things clearly to me as pertains to my policy. I enjoyed talking to them, thank you for the pleasant experience.
Read LessAndrea, Lumico policyholder
Great customer service, they took the time to explain my options and what was going to be...
Read MoreGreat customer service, they took the time to explain my options and what was going to be right for me.
Read LessChad, Lumico policyholder
Very friendly customer service and very affordable prices, I liked the variety of choices...
Read MoreVery friendly customer service and very affordable prices, I liked the variety of choices too!
Read LessDaniel, Lumico policyholder
Excellent customer service, caring individuals, great rates, easy process overall, thank...
Read MoreExcellent customer service, caring individuals, great rates, easy process overall, thank you Lumico!
Read LessAngela, Lumico policyholder
Great communication with me. I would’ve lost my policy if your company didn’t warn me of...
Read MoreGreat communication with me. I would’ve lost my policy if your company didn’t warn me of payment failure.
Read LessKimberly L, Lumico policyholder
Lumico is rated “A” (Excellent) by A.M. Best1, the leading insurance rating agency. As the second highest rating that is awarded, this means that Lumico is financially stable and secure.
Lumico is also rated A+ by the Better Business Bureau (BBB)2. This shows that we’re committed to providing excellent customer service, and we’re operating in a way that people can trust.
1These ratings reflect claims paying ability but are not a guarantee of future performance, as of March 2022.
2BBB accredited since 7/20/20; rating is not a guarantee of a business’s reliability or performance.